:root{color:#262626;background-color:#ecedef;font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{margin:0;min-height:100vh;min-width:320px;background:#ecedef;color:inherit}a{color:inherit}*{box-sizing:border-box}#root{margin:0 auto;min-height:100vh;padding:2rem clamp(1rem,4vw,3rem);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:#262626;background:#f2f2f0}main p,main li,main label,main input,main select,main textarea,main button{font-size:105%}main h1,main h2,main h3,main h4,main h5,main h6{font-size:revert}.home,.insights-page{display:flex;flex-direction:column;gap:1.5rem}.btn{border:none;border-radius:999px;font-size:1rem;font-weight:600;padding:.9rem 1.6rem;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;flex-wrap:wrap;text-align:center;line-height:1.25;white-space:normal;word-break:normal;max-width:100%;transition:transform .15s ease,box-shadow .15s ease,background .15s ease,color .15s ease}.btn:focus-visible{outline:3px solid rgba(29,87,156,.35);outline-offset:2px}.btn:active{transform:translateY(1px)}.btn--primary{background:#1d579c;color:#f1f2ed;box-shadow:0 8px 20px #1d579c4d}.btn--primary:hover{background:#0f3456}.btn--secondary{background:#f1f2ed;color:#0f3456;border:1px solid rgba(15,52,86,.35);box-shadow:0 6px 16px #0f345614}.btn--secondary:hover,.btn--secondary:focus-visible{background:#dfe3da;border-color:#0f3456;color:#0c253d}.app{display:flex;flex-direction:column;gap:2rem;min-height:80vh}.app__header,.app__footer{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:1rem}.app__header{padding-bottom:.75rem;border-bottom:1px solid #c8cbc4;position:relative;align-items:center}.branding{display:flex;align-items:center;max-width:none;text-align:left;margin:0;pointer-events:none}.branding__logo{height:clamp(64px,9.6vw,112px);width:auto;display:block}.nav{display:inline-flex;gap:1rem;font-weight:600;margin:0;align-items:center}.nav-group{display:flex;flex-direction:row;align-items:center;justify-content:center;gap:.35rem;margin-left:auto}.nav a{color:#262626;text-decoration:none;padding:.4rem .75rem;border-radius:.5rem;transition:background .2s ease,color .2s ease}.nav a.active,.nav a:focus-visible,.nav a:hover{color:#f1f2ed;background:#1d579c}.nav-toggle{display:none;align-items:center;justify-content:center;background:#fefcf8;border:1px solid #c8cbc4;border-radius:.85rem;padding:1rem 1.5rem;min-width:6.6rem;cursor:pointer;box-shadow:0 6px 18px #0f34561a;position:relative;top:0;font-weight:700;font-size:1.15rem;color:#0f3456}main{flex:1}.panel{background:#fefcf8;border:1px solid #c8cbc4;border-radius:1.25rem;padding:clamp(1.5rem,3vw,2.5rem);box-shadow:0 12px 34px #0f345614}.hero{display:flex;flex-direction:column;gap:1rem;background:linear-gradient(120deg,#fefcf8,#f2f2f0 60%,#0f345614)}.hero__content h1{color:#0f3456;margin:.25rem 0 .5rem;font-size:clamp(2.4rem,5vw,3.5rem)}.insights-hero{text-align:center;background:#fefcf8;border:1px solid #c8cbc4}.insights-hero h1{margin:.25rem 0 .5rem;color:#0f3456;font-size:clamp(2.2rem,4vw,3rem)}.updated-pill{display:inline-flex;align-items:center;justify-content:center;width:fit-content;margin:0 auto;padding:.3rem .85rem;border-radius:999px;background:#f2f2f0;border:1px solid #c8cbc4;font-size:.85rem;color:#5f6268}.insights-hero .lede{max-width:640px;margin:.5rem auto 0}.market-position header h2{margin:.35rem 0 1rem;color:#0f3456}.position-meter{display:grid;grid-template-columns:auto 1fr auto;gap:1rem;align-items:center}.position-meter span{font-weight:600;color:#5f6268}.position-meter__track{position:relative;height:6px;border-radius:999px;background:#c8cbc4}.position-meter__indicator{position:absolute;top:50%;transform:translate(-50%,-50%)}.position-meter__indicator span{display:block;width:18px;height:18px;border-radius:50%;border:4px solid #fefcf8;background:#1d579c;box-shadow:0 0 0 4px #1d579c33}.position-meter__note{margin-top:1rem;color:#5f6268}.insights-stats__grid,.markets-focus__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem}.focus-card{border:1px solid #c8cbc4;border-radius:1rem;padding:1.25rem;background:#f6f7f2}.focus-card h3{margin-top:0;color:#0f3456}.focus-card p{margin:.5rem 0 0;color:#5f6268}.analyst-note p{color:#5f6268;line-height:1.7}.insights-cta{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}.insights-cta h2{margin:0;color:#0f3456}.insights-cta p{margin:.3rem 0 0;color:#5f6268}.insights-cta__button{flex-shrink:0}.link{color:#1d579c;font-weight:600;text-decoration:none}.link:hover,.link:focus-visible{color:#0f3456}.link--button{border:none;background:transparent;padding:0;font:inherit;cursor:pointer}.link--button:focus-visible{outline:2px solid rgba(29,87,156,.35);outline-offset:2px}.insights-guides__hero{text-align:center}.insights-guides__hero h1{margin-bottom:.4rem;color:#0f3456;font-size:clamp(2.2rem,4vw,3rem)}.insights-guides__hero .lede{max-width:640px;margin:0 auto}.insights-guides__featured{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1.5rem;align-items:center}.insights-guides__featured-media{width:100%;aspect-ratio:4 / 3;border-radius:1rem;overflow:hidden;border:1px solid #c8cbc4;background:linear-gradient(145deg,#0f3456,#1d579c)}.insights-guides__featured-media div{width:100%;height:100%;background-image:linear-gradient(135deg,#fff3,#fff0 45%)}.insights-guides__featured h2{margin:.5rem 0;color:#0f3456}.insights-guides__featured p{color:#5f6268}.insights-guides__meta{display:flex;align-items:center;gap:1rem;margin-top:1rem;font-size:.95rem;color:#767a7f}.insights-guides__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem}.guide-card{border:1px solid #c8cbc4;border-radius:1rem;padding:1.2rem;background:#fefcf8;display:flex;flex-direction:column;gap:.4rem}.guide-card--clickable{cursor:pointer;transition:transform .16s ease,box-shadow .16s ease,border-color .16s ease}.guide-card--clickable:hover,.guide-card--clickable:focus-visible{transform:translateY(-2px);border-color:#1d579c;box-shadow:0 12px 28px #0f345624;outline:none}.guide-card__category{font-size:.85rem;text-transform:uppercase;letter-spacing:.12em;color:#767a7f;margin:0}.guide-card h3{margin:0;color:#0f3456}.guide-card p{margin:0;color:#5f6268;flex:1}.guide-card__footer{display:flex;align-items:center;justify-content:flex-end;gap:.5rem;margin-top:8px;font-size:.9rem;color:#767a7f}.insights-guides__cta{display:flex;flex-direction:column;gap:1rem}.insights-guides__cta h2{margin:0;color:#0f3456}.insights-guides__cta p{margin:0;color:#5f6268}.contact-page{display:flex;flex-direction:column;gap:1.5rem}.contact-hero h1{margin:.4rem 0;color:#0f3456;font-size:clamp(2rem,4vw,3rem)}.contact-options__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem}.contact-options__grid article{border:1px solid #c8cbc4;border-radius:1rem;padding:1.25rem;background:#fefcf8}.contact-options__grid h2{margin-top:0;color:#0f3456}.contact-options__grid p{color:#5f6268}.contact-options__grid .btn{margin-top:1rem}.contact-form form{display:grid;gap:1rem;margin-top:1rem}.contact-form label{display:flex;flex-direction:column;gap:.35rem;font-weight:600}.contact-form input,.contact-form select,.contact-form textarea{border:1px solid #c8cbc4;border-radius:.75rem;padding:.85rem 1rem;font-size:1rem;font-family:inherit;background:#f5f4ef}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:2px solid #1d579c;border-color:#1d579c}.contact-form textarea{resize:vertical}.contact-footnote{margin-top:1rem;color:#5f6268}.contact-footnote a{color:#1d579c;font-weight:600;text-decoration:none}.contact-footnote a:hover{color:#0f3456}.contact-locked-message p{font-size:1.05rem;line-height:1.6}.contact-locked-message a{color:#1d579c;font-weight:700;text-decoration:none}.modal-overlay{position:fixed;inset:0;background:#070b128c;display:flex;align-items:center;justify-content:center;padding:1.5rem;z-index:999}.modal{position:relative;width:min(520px,100%);max-height:90vh;overflow-y:auto;background:#fefcf8;border:1px solid #c8cbc4;border-radius:1.25rem;padding:clamp(1.5rem,4vw,2.5rem);box-shadow:0 30px 60px #0f345640}.modal h2{margin-top:0;color:#0f3456}.modal-subtext{margin-top:.5rem;margin-bottom:1.5rem;color:#5f6268;font-size:.95rem}.modal-close{position:absolute;top:1rem;right:1rem;width:36px;height:36px;border-radius:50%;border:1px solid #c8cbc4;background:#fefcf8;font-size:1.25rem;line-height:1;cursor:pointer}.modal form{display:flex;flex-direction:column;gap:.35rem}.modal label{font-weight:600;color:#262626}.modal input,.modal select,.modal textarea{margin-top:.35rem;border:1px solid #c8cbc4;border-radius:.75rem;padding:.8rem 1rem;font-size:1rem;font-family:inherit;background:#f5f4ef}.modal input:focus,.modal select:focus,.modal textarea:focus{outline:2px solid #1d579c;border-color:#1d579c}.modal fieldset{margin:1rem 0 0;border:1px solid #c8cbc4;border-radius:1rem;padding:1rem}.modal fieldset legend{font-weight:600;color:#0f3456;padding:0 .25rem}.modal fieldset label{display:flex;align-items:center;gap:.5rem;font-weight:500}.field-error{margin:-.25rem 0 0;color:#c0392b;font-size:.9rem}.micro-note{margin:-.35rem 0 .5rem;font-size:.9rem;color:#5f6268}.modal-actions{margin-top:1rem;display:flex;flex-direction:column;gap:.35rem}.btn-spinner{display:inline-flex;align-items:center;gap:.5rem}.spinner{width:1rem;height:1rem;border-radius:50%;border:2px solid rgba(255,255,255,.4);border-top-color:#fefcf8;animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.call-links{display:flex;flex-direction:column;gap:.35rem;font-size:.95rem;color:#5f6268}.call-link{color:#1d579c;font-weight:600;text-decoration:none}.call-link--mobile{display:inline}.call-link--desktop{display:none}.modal-success h3{margin-top:0;color:#0f3456}.modal-success__actions{margin-top:1rem;display:flex;gap:1rem;align-items:center}@media(max-width:600px){.modal{padding:1.25rem;max-height:100vh;border-radius:1rem}.call-link--mobile{display:inline}.call-link--desktop{display:none}}@media(min-width:601px){.call-link--mobile{display:none}.call-link--desktop{display:inline}}.insights-guides__load{margin-top:1.5rem;text-align:center}.insights-guides__load p{margin-top:.75rem;color:#5f6268}.edu-playbooks{display:flex;flex-direction:column;gap:1rem}.edu-playbooks__header{max-width:760px}.edu-playbooks__header h1{margin:.2rem 0 .45rem;color:#0f3456;font-size:clamp(1.9rem,3.5vw,2.7rem)}.edu-playbooks__filters{display:flex;flex-wrap:wrap;gap:.55rem}.edu-filter{border:1px solid #c8cbc4;background:#fefcf8;color:#0f3456;border-radius:999px;padding:.45rem 1rem;font-weight:700;cursor:pointer}.edu-filter--active{background:#1d579c;border-color:#1d579c;color:#fefcf8}.edu-status{margin:0;color:#5f6268;font-weight:600}.edu-status--error{color:#b42318}.edu-cta{display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}.edu-cta h2{margin:0;color:#0f3456}.edu-cta p{margin:.35rem 0 0;color:#5f6268}.edu-article-modal{width:min(900px,100%);max-height:88vh;overflow-y:auto;padding-top:0}.edu-article-modal__topbar{position:sticky;top:0;z-index:10;display:flex;align-items:center;justify-content:space-between;width:100%;margin:0 0 .75rem;padding:.75rem 0 .55rem;background:#fefcf8;border-bottom:1px solid #ecebe6}.edu-article-modal__category{margin:0}.edu-article-modal h2{margin:.1rem 0 0;color:#0f3456}.edu-article-modal p{color:#4f5460}.hero__ctas{display:flex;flex-wrap:wrap;gap:.35rem;justify-content:center;margin-top:1.25rem}.about-stephen{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.5rem}.about-stephen h2{margin-top:.35rem;color:#0f3456}.about-stephen__cta{display:flex;flex-wrap:wrap;gap:.35rem;align-items:center}.about-stephen__card{border:1px solid #c8cbc4;border-radius:1rem;padding:1.25rem;background:#f5f4ef}.about-stephen__stat{font-size:2rem;font-weight:700;margin:0;color:#0f3456}.micro-stats{display:flex;flex-wrap:wrap;gap:1rem;justify-content:center;font-weight:600;color:#5f6268;text-align:center;margin-top:1.5rem}.micro-stats p{margin:0;padding:.25rem 0}.micro-stats p+p{border-left:1px solid #c8cbc4;padding-left:1rem}@media(max-width:900px){.micro-stats{display:none}}.segmentation__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem}.path-card{border:1px solid #c8cbc4;border-radius:1rem;padding:1.5rem;text-align:left;background:#fefcf8;cursor:pointer;transition:border-color .2s ease,transform .2s ease,box-shadow .2s ease}.path-card:hover,.path-card:focus-visible{border-color:#0f3456;box-shadow:0 12px 30px #0f345626}.path-card h3{margin:0 0 .35rem;color:#262626;font-size:1rem}.path-card p{margin:0 0 .75rem;color:#5f6268;font-size:.9rem}.path-card__cta{font-weight:600;color:#1d579c;font-size:.95rem}.value-hook{text-align:center;background:#0f3456;color:#f1f2ed}.value-hook .eyebrow{color:#ecedefbf}.value-hook h2{color:#f1f2ed}.value-hook__list{text-align:left;margin:1rem auto 1.25rem;padding-left:1.25rem;max-width:540px;line-height:1.6}.value-hook__list li{margin-bottom:.75rem}.authority h2{margin-top:.5rem;color:#0f3456}.results__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem}.result-card{border:1px solid #c8cbc4;border-radius:1rem;padding:1.25rem;background:#fefcf8}.result-card h3{margin-top:0;color:#262626}.result-card dl{margin:0 0 .75rem;display:grid;gap:.35rem}.result-card dt{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:#767a7f}.result-card dd{margin:0;font-weight:600}.result-card__roi{margin:0;font-weight:600;color:#0f3456}.result-card__timeline{margin:.2rem 0 .5rem;font-weight:600;color:#5f6268}.email__form{margin-top:1.25rem;display:flex;flex-wrap:wrap;gap:.35rem}.email__form input{flex:1 1 220px;border:1px solid #c8cbc4;border-radius:999px;padding:.9rem 1.25rem;font-size:1rem;font-family:inherit;background:#f5f4ef}.sr-only{border:0;clip:rect(0 0 0 0);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px}.panel__header{max-width:620px;margin-bottom:1.5rem}.eyebrow{font-size:.85rem;text-transform:uppercase;letter-spacing:.2em;color:#0f3456;margin-bottom:.5rem}.panel__header h1{margin:0 0 .5rem;font-size:clamp(1.8rem,4vw,2.7rem);color:#262626}.panel__header .lede{margin:0;color:#5f6268;line-height:1.6}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem}.stat-card,.insight-card,.blog-card{border:1px solid #c8cbc4;border-radius:1rem;padding:1.25rem;background:#fefcf8}.stat-card__label{text-transform:uppercase;letter-spacing:.15em;font-size:.75rem;color:#767a7f}.stat-card__value{font-size:2rem;font-weight:700;margin:.25rem 0}.stat-card__meta{margin:0;color:#1d579c;font-size:.95rem}.insights{list-style:none;margin:0;padding:0;display:grid;gap:1rem}.insight-card h2{margin-top:0;margin-bottom:.35rem;font-size:1.25rem}.insight-card p{margin:0;color:#5f6268;line-height:1.5}.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1rem}.blog-card h2{margin-top:0;margin-bottom:.5rem;font-size:1.2rem}.blog-card p{margin-bottom:1rem;line-height:1.5;color:#5f6268}.ghost-button{width:fit-content;border-radius:999px;border:1px solid #0f3456;padding:.45rem 1.25rem;background:transparent;color:#0f3456;cursor:pointer;transition:border-color .2s ease,background .2s ease,color .2s ease}.ghost-button:hover,.ghost-button:focus-visible{border-color:#1d579c;color:#1d579c;background:#1d579c1a}.app__footer{border-top:1px solid #c8cbc4;padding-top:1rem;font-size:.9rem;color:#5f6268;justify-content:space-between;flex-wrap:wrap;gap:1rem}.footer-nav{display:inline-flex;gap:1rem}.footer-nav a{color:#1d579c;text-decoration:none;font-weight:600}@media(max-width:946px){.app__header{align-items:center;padding-bottom:1.25rem}.branding__logo{height:76px}.nav-toggle{display:flex;margin-left:auto;margin-top:0;min-width:4.275rem}.nav{display:none;position:absolute;top:calc(100% + .5rem);right:0;flex-direction:column;background:#fefcf8;border:1px solid #c8cbc4;border-radius:1rem;padding:1rem;width:min(320px,92vw);box-shadow:0 20px 30px #0f345626;z-index:10}.nav--open{display:flex}.nav a{padding:.6rem .75rem}.nav-group{order:initial;width:auto;flex-direction:column;align-items:flex-end;gap:.4rem;margin-left:auto}}@media(max-width:500px){.nav-toggle{padding:.72rem 1rem;min-width:4.9rem;font-size:.95rem}}.omu-market{gap:1rem}.omu-filters label,.omu-hero-combined label{display:block;margin:0;color:#0f3456;font-weight:900;font-size:.95rem}.omu-filter-grid{display:grid;grid-template-columns:1fr;gap:.9rem}.omu-filter-grid>div{display:grid;grid-template-columns:max-content 1fr;align-items:center;gap:.35rem}.omu-filters select{width:100%;border:1px solid #c8cbc4;border-radius:.65rem;background:#fefcf8;padding:.65rem .75rem;color:#262626}.omu-cards{display:grid;grid-template-columns:1fr;gap:.9rem}.omu-card{background:#fefcf8;border:1px solid #c8cbc4;border-radius:1rem;padding:1rem;box-shadow:0 8px 20px #0f34560f}.omu-card__label{margin:0 0 .45rem;color:#5f6268;font-size:.78rem;text-transform:uppercase;letter-spacing:.03em;font-weight:700}.omu-card__value{margin:0 0 .35rem;color:#0f3456;font-size:clamp(1.45rem,1.2rem + 1vw,2rem);font-weight:800}.omu-card__meta{margin:.15rem 0;color:#5f6268;font-size:.85rem;line-height:1.45}.omu-story h2,.omu-trend-title{margin:0 0 .7rem;color:#0f3456}.omu-story p{color:#4f5460;line-height:1.65}.omu-story__finance{margin-top:1rem;padding-top:.75rem;border-top:1px solid rgba(15,52,86,.12)}.omu-heatband{display:flex;align-items:center;justify-content:space-between;gap:.8rem}.omu-heatband p{margin:0;color:#5f6268;font-size:.9rem;text-align:right}.omu-heatpill{display:inline-flex;align-items:center;border-radius:999px;padding:.35rem .8rem;font-weight:700;font-size:.83rem;white-space:nowrap}.omu-heat--seller{background:#e7f8ee;color:#206740}.omu-heat--neutral{background:#fff5df;color:#8a5c00}.omu-heat--buyer{background:#e6f1ff;color:#1f4f8b}.omu-trend-grid{display:grid;grid-template-columns:1fr;gap:.9rem}.omu-trend-card{border:1px solid #d9ddd5;border-radius:.9rem;padding:.85rem;background:#fdfcf9}.omu-trend-card h3{margin:0 0 .4rem;color:#213047;font-size:.96rem}.omu-canvas-wrap{height:170px}@media(min-width:760px){.omu-filter-grid{grid-template-columns:repeat(3,1fr)}.omu-cards,.omu-trend-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1080px){.omu-cards,.omu-trend-grid{grid-template-columns:repeat(4,1fr)}}@media(max-width:760px){.omu-filter-grid>div{grid-template-columns:1fr;gap:.35rem}.omu-heatband{flex-direction:column;align-items:flex-start}.omu-heatband p{text-align:left}}.omu-trend-card{overflow:hidden}.omu-canvas-wrap canvas{width:100%!important;height:100%!important;display:block}.omu-hero-combined .omu-filter-grid{margin-top:30px;text-align:left}.omu-select-trigger{width:100%;min-height:42px;border:1px solid #c8cbc4;border-radius:.65rem;background:#fefcf8;padding:.65rem .75rem;color:#262626;display:inline-flex;align-items:center;justify-content:space-between;gap:.5rem;font-size:.95rem;cursor:pointer}.omu-select-trigger:focus-visible{outline:2px solid rgba(29,87,156,.45);outline-offset:1px;border-color:#1d579c}.omu-select-icon{color:#5f6268;display:inline-flex}.omu-select-content{overflow:hidden;background:#fefcf8;border:1px solid #c8cbc4;border-radius:.65rem;box-shadow:0 14px 28px #0f345624;z-index:50}.omu-select-viewport{padding:.35rem;max-height:280px}.omu-select-item{font-size:.92rem;border-radius:.5rem;display:flex;align-items:center;justify-content:space-between;padding:.5rem .6rem;color:#262626;cursor:pointer}.omu-select-item[data-highlighted]{background:#ebf2fb;outline:none}.omu-select-indicator{color:#1d579c;display:inline-flex}@media(max-width:760px){.omu-card__meta,.omu-story p,.omu-heatband p{font-size:.95rem;line-height:1.6}}.omu-hero-combined{padding-top:24px}.omu-trend-pos{color:#1f8a4c;font-weight:700}.omu-trend-neg{color:#b42318;font-weight:700}.omu-trend-flat{color:#5f6268;font-weight:700}.calculators-page{display:flex;flex-direction:column;gap:1rem}.calculators-shell{display:flex;flex-direction:column;gap:1rem;padding-top:24px}.calc-tabs{display:flex;gap:.6rem;flex-wrap:wrap}.calc-tab{border:1px solid #c8cbc4;background:#fefcf8;color:#0f3456;border-radius:999px;padding:.65rem 1.2rem;font-size:.98rem;font-weight:700;cursor:pointer}.calc-tab--active{background:#1d579c;border-color:#1d579c;color:#fefcf8}.calc-section .panel__header{margin-bottom:1rem}.calc-grid{display:grid;grid-template-columns:1fr;gap:.8rem}.calc-grid label{display:flex;flex-direction:column;gap:.35rem;font-weight:700;color:#0f3456;font-size:.9rem}.calc-label-row{display:inline-flex;align-items:center;gap:.45rem}.calc-tip-wrap{position:relative;display:inline-flex;align-items:center}.calc-tip-icon{border:none;background:transparent;color:#1d579c;display:inline-flex;align-items:center;justify-content:center;font-size:.9em;line-height:1;min-width:1.15em;min-height:1.15em;padding:0;cursor:pointer}.calc-tip-icon:hover,.calc-tip-icon:focus-visible{color:#0f3456}.calc-tip__content{position:absolute;top:calc(100% + .45rem);left:0;z-index:20;width:min(340px,82vw);border:1px solid #c8cbc4;border-radius:.75rem;background:#fefcf8;box-shadow:0 12px 28px #0f345626;padding:.7rem .8rem;font-size:.82rem;line-height:1.45;color:#4f5460;font-weight:500}.calc-tip__content p{margin:.2rem 0 0;padding-right:1.4rem}.calc-tip-close{position:absolute;top:.35rem;right:.4rem;border:none;background:transparent;color:#5f6268;font-size:1.05rem;line-height:1;cursor:pointer}.calc-tip-close:hover,.calc-tip-close:focus-visible{color:#0f3456}.calc-grid input,.calc-grid select{border:1px solid #c8cbc4;border-radius:.7rem;padding:.65rem .75rem;font-size:.95rem;background:#fefcf8}.calc-inline-input{display:grid;grid-template-columns:86px 1fr;gap:.5rem}.calc-error{margin-top:.9rem;color:#b42318;font-weight:600}.calc-results{margin-top:1rem;display:grid;grid-template-columns:1fr;gap:.8rem}.calc-result-card{border:1px solid #c8cbc4;border-radius:1rem;background:#fdfcf8;padding:1rem}.calc-result-card p{margin:0;color:#5f6268;font-weight:600}.calc-result-card h3{margin:.3rem 0 .6rem;color:#0f3456;font-size:clamp(1.3rem,1.1rem + 1vw,1.9rem)}.calc-result-card ul{margin:0;padding-left:1rem;color:#4f5460;line-height:1.5}.calc-disclaimer{margin:16px 0 0;font-size:.8rem;line-height:1.45;color:#5f6268;background:#f8f7f2;border:1px solid #d7dbd2;border-radius:.7rem;padding:.65rem .8rem}.calc-cta{margin:32px 0;text-align:center}.calc-cta .btn{width:min(100%,420px)}@media(min-width:760px){.calc-grid,.calc-results{grid-template-columns:repeat(2,1fr)}}@media(min-width:1080px){.calc-grid{grid-template-columns:repeat(3,1fr)}}